For Loans Outside of WA

For borrowers that are looking for loans outside the State of Washington, we have options available to you. The application only takes a few minutes to complete.

Loan Programs

fix and flip

Fix & Flip

Purpose: Short- term mortgages to buy and renovate properties

Fix & Flip

Credit Score: 660
Loan term: 12-18 months
Property type: Single family home, 2–4-unit, 5–8-unit, warrantable condos and townhouses. Manufacturing and mixed used not eligible
Prepayment penalty: none
Location: MSA population just be greater than 75,000. Located in states outside AK, HI, NV, ND, SD and WY.
Long term rental financing

Long Term Rental

Purpose: Long term mortgages for stabilized and cash flowing rental properties (must be rented on 6+ mo lease term)

Long Term Rental

Minimum Debt Service cover ratio (DSCR): 1.10
Credit Score: 660
Loan term: 30 years
Property type: Single family home, 2–4-unit, 5–8-unit, warrantable condos and townhouses. Manufacturing and mixed used not eligible
Prepayment penalty: none
Location: MSA population just be greater than 75,000. Located in states outside AK, HI, NV, ND, SD and WY.
construction financing

Construction

Purpose: Short- term mortgages for construction financing

Construction

Credit Score: 700
Loan term: 12-18 months, 6 months option to extend
Property type: Single family home, 2–4-unit. Manufacturing and mixed used not eligible
Plans and permits: Must be site specific, fully entitled and ready to build within 90 days of loan closing.
Prepayment penalty: none
Location: MSA population just be greater than 75,000. Located in states outside AK, HI, NV, ND, SD and WY.