For Loans Outside of WA
For borrowers that are looking for loans outside the State of Washington, we have options available to you. The application only takes a few minutes to complete.
Loan Programs
Fix & Flip
Purpose: Short- term mortgages to buy and renovate properties
Fix & Flip
Credit Score: 660
Loan term: 12-18 months
Property type: Single family home, 2–4-unit, 5–8-unit, warrantable condos and townhouses. Manufacturing and mixed used not eligible
Prepayment penalty: none
Location: MSA population just be greater than 75,000. Located in states outside AK, HI, NV, ND, SD and WY.
Loan term: 12-18 months
Property type: Single family home, 2–4-unit, 5–8-unit, warrantable condos and townhouses. Manufacturing and mixed used not eligible
Prepayment penalty: none
Location: MSA population just be greater than 75,000. Located in states outside AK, HI, NV, ND, SD and WY.
Long Term Rental
Purpose: Long term mortgages for stabilized and cash flowing rental properties (must be rented on 6+ mo lease term)
Long Term Rental
Minimum Debt Service cover ratio (DSCR): 1.10
Credit Score: 660
Loan term: 30 years
Property type: Single family home, 2–4-unit, 5–8-unit, warrantable condos and townhouses. Manufacturing and mixed used not eligible
Prepayment penalty: none
Location: MSA population just be greater than 75,000. Located in states outside AK, HI, NV, ND, SD and WY.
Credit Score: 660
Loan term: 30 years
Property type: Single family home, 2–4-unit, 5–8-unit, warrantable condos and townhouses. Manufacturing and mixed used not eligible
Prepayment penalty: none
Location: MSA population just be greater than 75,000. Located in states outside AK, HI, NV, ND, SD and WY.
Construction
Purpose: Short- term mortgages for construction financing
Construction
Credit Score: 700
Loan term: 12-18 months, 6 months option to extend
Property type: Single family home, 2–4-unit. Manufacturing and mixed used not eligible
Plans and permits: Must be site specific, fully entitled and ready to build within 90 days of loan closing.
Prepayment penalty: none
Location: MSA population just be greater than 75,000. Located in states outside AK, HI, NV, ND, SD and WY.
Loan term: 12-18 months, 6 months option to extend
Property type: Single family home, 2–4-unit. Manufacturing and mixed used not eligible
Plans and permits: Must be site specific, fully entitled and ready to build within 90 days of loan closing.
Prepayment penalty: none
Location: MSA population just be greater than 75,000. Located in states outside AK, HI, NV, ND, SD and WY.
