Forget the Hype and Focus on What Really Matter
Superlatives abound in the world of real estate investing. Articles, podcasts, and other media boast headlines like ”10x Your Business” and ”1,000 Doors in Only 2 Years.” The private money industry isn’t immune to peacocking either. Introductions boasting of how much in assets one has under management or origination volume to date are common. Those […]
How Lend2Live is democratizing Access to Private Lending Knowledge
Knowledge is power. This oft-quoted adage applies to all things, private lending included. In our increasingly digital technology-driven age, the daunting task of sourcing, aggregating, and distilling the quantity of available information is understandably daunting, especially from a relative beginner’s perspective. For many, this initial knowledge base is the most substantial hurdle standing between them […]
Anecdotal Versus Fact-Based Evidence in Deal Evaluation
When you are considering an investment, don’t make the mistake of relying solely on opinions and experience rather than on data. Relationship building and networking are paramount to success for the small, independent private lender. These low-key lenders tend to fly under the radar. They don’t publicly advertise and typically do not have a brand […]
Chasing Yield Can Bite You
It’s no secret there’s a lot of capital chasing yield right now. With historically low interest rates in the U.S. for a few years, many investments are seeing diminished returns. As a small or new private lender, you may often battle it out against larger, institutional capital offering super-low interest rates to your best borrower […]
The Little Lender That Could – How Small, Independent PML Shine
This week we attended the American Association of Private Lenders annual conference in Las Vegas, our 4th time over the years. It has been a great way to make new connections with others in the industry and receive timely updates and industry trends. The exhibition hall is a phenomenal way to access tons of resources […]
Closing Day, Show Me The Money!
Recently, I reviewed some old collateral we pulled together years ago for prospective investors seeking us out for private money placement. What stuck out to me while reviewing these pieces was the number of times I used private money and hard money interchangeably. As a novice in the field, back in 2014, I didn’t really […]
Getting Up Close and Personal Raising Capital as a Private Lender
A few weekends ago, I participated in a panel discussion on how to raise capital for real estate related investments. On stage with me were two other seasoned capital raisers; one who owns a successful syndication company that in a very short amount of time landed his company on Inc.’s 500 list and the other […]
5 Questions to Ask Yourself Before Becoming a Private Lender
Lately, I’ve experienced a fair amount of interest (no pun intended) in private note investing, where you lend out your money to a real estate investor to passively earn interest income. It seems like many investors are sitting on a pile of cash from a recent flip or a work bonus, and are curious about diversifying their […]
The Down-Low on Low Equity Loans
As mentioned in our first Back to Basics article, relationships can’t be your sole determination for risk and should take a backseat to hard facts. After all, bad things can happen to good people and not making data driven decisions about who to lend to and what to lend on can leave you in a […]
5 Things Every Borrower Should do to Expedite Their Loan Closing
One of the biggest complaints I hear about the real estate financing industry is how slow some lenders can be to close a deal. I have heard on occasion borrowers complain my team is not working quickly enough, or in other instances, borrowers will complain to us about other lenders they’ve worked with in the […]
